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The economy is booming.
So is your debt.
This year, the official household savings rate fell to the lowest level since the Great Depression. But with households gaining so much real estate equity, you can manage that debt, according to a team of money-saving experts...
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I received a letter to my newspaper column not long ago, asking "If I fall behind on payments on my equity loan, could they put a lien on my house?"
Oh, dear.
That reader evidently didn't realize that an equity loan "IS" a lien, a legal financial claim on the real...
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A point by any other name is still a point. But whether is can be deducted on your income tax return depends on the circumstances of how and when you paid those points. And, while the interest you pay on most home equity loans is deductible, there are circumstances which could...
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Over the past several months, I have been answering various questions from readers asking me about adjustable rate and fixed rate mortgages. Here's a quick menu of what rates you might find today with no points or origination fees:
30 Year Fixed Rate - 6.50 Percent
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I financed a home for a couple a few years ago in an area near San Antonio, TX. Yesterday I received a call from them asking about a mortgage to buy some land near a lake where they would one day build a cabin. I told them they didn't want my money, and sent them on their way....
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You're one of the lucky ones. You not already own your own home, but you've also built up considerable equity over the years...enough to make a sizable down payment on an even bigger home. And you're even luckier....your dream house finally came on the market! Wee-hooo!
...
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Forget About Your Tax Problems! We will meet with the IRS on your behalf so you can get on with your life!
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Discover How To Legally Protect Your Assets From The Money Grabbing Governments, Creditors, Spouses, Lawyers, Bankruptcy And Also Lower Your Taxes.
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