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Are you short that 20 percent down payment? Have you been in a job less than five years? Is that out-of-control college credit card frenzy years ago keeping you from even thinking about applying for a home loan? If any of these scenarios ring true for you, it doesn't mean you...


Just as summer temperatures heat up in sections of the country, home sales in pockets of the nation are sizzling, too. That's great news for sellers, but is enough to make a potential buyer's stomach churn watching prices mount on a monthly basis. So, if you are a buyer,...


The second home market slipped last year, but not so much that second home buyers should be alarmed. Main Street remains a better investment than Wall Street. Even as the National Association of Realtors was reporting the 359,000 single-family second-home sales in 2001...


Sometimes real estate transactions call for creative negotiations. Owner financing, seller subsidies, paying off a buyer’s debts, 100 percent financing are all creative ways of getting a buyer into a house who might not otherwise be able to buy without extraordinary moves. ...


The paper said "diamond in the rough." Which means either it needs lots of work or perhaps just a little TLC. But exactly how "rough" can a house be before a lender decides the collateral is not healthy enough to issue a mortgage? And what happens if you want the seller to fix...


The age and condition of windows should be part of any home-buying decision. If the windows are new and fit in with the look and age of the house, then check it off your list of concerns and move on. If the windows are old and need to be refurbished to make them work...



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